A Systematic Investment Plan lets you invest a fixed amount in a mutual fund every month.

What formula does this use?

M = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is monthly amount, i is monthly return rate and n is number of months.

Are returns guaranteed?

No. Mutual fund returns depend on the market; this is only an estimate.

What return rate should I use?

Many people use 10–12% for long-term equity funds, but past performance doesn't guarantee future returns.

Does it include taxes?

No. Taxes and fund expenses are not included.

Ad Space

SIP Calculator

Estimate mutual fund SIP maturity value.

Monthly investment

₹

Expected return (p.a.)

Time period

yrs

Total invested

₹6,00,000

Estimated returns

₹5,61,695

Maturity value

₹11,61,695

Invested (52%)
Returns (48%)

Growth by year

Ad Space

How to Use the SIP Calculator

Set your monthly investment, expected annual return and investment period using the sliders. The total amount invested, estimated returns and maturity value are shown instantly. The chart compares money invested with the wealth gained.

Frequently Asked Questions

More free tools

🎂 Age Calculator ➗ Percentage Calculator 🎓 CGPA to Percentage 🏦 EMI Calculator

Ad Space

How to Use the SIP Calculator

Frequently Asked Questions

What is a SIP?

What formula does this use?

Are returns guaranteed?

What return rate should I use?

Does it include taxes?

More free tools